Better Coverage. Same Commitment.

    Your health, wellbeing, and financial security have always been a priority here. This year's benefits renewal is a reflection of that — and it comes with some meaningful upgrades worth knowing about.

    HMO: PhilCare Stays, and Gets Better

    We're continuing our partnership with PhilCare for your HMO coverage. Same trusted provider, stronger experience. We listened to your feedback and worked closely with PhilCare to improve the areas that matter most to you day to day.

    Here's what's new:

    • Faster reimbursement processing — now 15 working days, down from 30
    • Extended claims filing period — now 60 days, up from 30
    • Strengthened hospital accreditation monitoring for better access and quality of care
    • Improved LOA processing for a smoother availment experience
    • HeyPhil 3.0 — a new and improved platform for easier access to your HMO services

    Group Life Insurance: Now with InLife

    Our Group Life Insurance is now managed by InLife (formerly Generali) — a reliable, trusted provider that brings stronger coverage and long-term protection for you and your loved ones.

    What This Means for You

    Stronger coverage. Faster processes. A benefits experience that's designed around how you actually live and work. This is a commitment to making sure you can get the most out of what you're entitled to.

    HMO and GLI Enhancement 2026 (1)

    Satellite Office

    Written by Satellite Office